Here are ten tips to produce consistent, successful results for your New Year’s resolutions.

Soon – within the next two years – the SEC will wake up and start holding financial advisors who use TAMPs to the same fiduciary standards they hold them to in selecting mutual funds, ETFs, and other investment products. When it does, many advisors will be in trouble.

News that the U.S. population barely grew this year, together with ever-falling birthrates and the decline in immigration, raises the possibility that the nation will be shrinking in the not-so-distant future. So fewer people should make housing more affordable for those looking for it, right? Well, don't get your hopes up.

Wall Street seers expect the benchmark S&P 500 Index to generate earnings per share that are up 46% this year from 2020’s depressed level, with growth decelerating to 8% in 2022, according to data compiled by Bloomberg. Even that lower number for the coming year may be too rosy.

Millennials are growing up. After spending years splashing out on everything from skydiving excursions to Instagrammable vacations in Peru, 30-somethings with decent-paying jobs are making lasting purchases, buying cars, houses and everything inside them.

The breadth of the stock market is a measure of its health, and the wider the better. So, a narrowing of its focus, as we’ve seen recently, is often a red flag, both for the overall market and the darlings of the moment.

Sales of U.S. leveraged loans are likely to stay strong for at least the next few months thanks to private equity buyout activity that is showing few signs of abating.

To all the record highs, the months without a correction and every other death-defying feat the stock market has pulled off, add another superlative. The S&P 500 Index has now doubled since New Year’s 2018, capping a stretch of sustained strength with few precedents.

Once we look at "what is" rather than "what we thought it was," we begin to create a future that is consciously and deliberately planned.

Bob Huebscher’s mother passed away on December 23, 2021.

A new study, which I co-authored, proves that a withdrawal strategy utilizing a reverse mortgage reduces market risk and increases portfolio growth.

Here is how I nudge clients (sometimes not so gently) to where they should be on their portfolio.

New research confirms that investing with an environmental, social and governance (ESG) mandate does not lead to higher risk-adjusted returns. But investors will reduce exposure to climate-related risks and get the “psychic” benefit of making a positive impact for society.

The 2021 Mercedes-Benz S-Class comes with enough infotainment to entertain the most tech-obsessed passengers.

You might think that the IPO of electric-truck wunderkind Rivian Automotive Inc. — with its valuation soaring past $100 billion on zero revenue — perfectly captured the madness in autos in 2021.

TikTok is now the most popular website in the world, by one measure, and as such its influence on how young people see and think about themselves is attracting ever more attention. I am an economist, so I would like to focus on a considerably more narrow subject: what TikTok’s videos say about how young people see and think about economics.

Cathie Wood’s ARK Innovation ETF is missing out on the year-end rally on Wall Street.

At long last, the Securities and Exchange Commission has sketched out a plan to address a difficult issue in the U.S. stock market: how and when corporate insiders, who inevitably have better information than the investing public, can legally trade in the shares of their companies.

Are we living in 1858 or 1968?

That is, are America’s divisions so profound and political institutions so crippled that we are poised for a breakdown akin to the Civil War? Or is the current polarization the product of conflicting social forces that can be gradually reconciled or redirected into more healthy electoral competition?

The success or failure of President Joe Biden’s legislative agenda could depend on a single senator from a mountainous state who has idiosyncratic views and is not especially popular in his own party.

Cryptocurrencies are not a real path toward financial equality, Democratic Senator Elizabeth Warren said on Tuesday, criticizing the industry for the fact that Bitcoin is even more closely held by the wealthy than dollars.

What to expect in 2022.

The reason that few predicted Soviet collapse was that the Soviet Union outwardly appeared to be a mighty military power with an extensive security apparatus. Few observers understood just how little legitimacy the system possessed; that it was eaten away on the inside by the rot of corruption, by the loss of faith in ideology, by the dismal standards of living, and, lastly, by elite in-fighting.

Senator Elizabeth Warren accused the financial services industry of being a major contributor to climate change and urged U.S. regulators to hold it to account.

First comes love and then comes ... a frank discussion about the realities of moving in together.

For Americans under 50, inflation is little more than a theoretical concept. But for those of us born in the late 1950s and 1960s, the inflation of the 1970s was a formative experience we’d rather not repeat. Inflation was as much a part of our childhood as Covid is for today’s kids.

Alex Rodriguez’s goals in business started as soon as he turned pro. Now on the other side of one of the most successful—and controversial—careers in baseball history, his ambitions are accelerating.

As financial professionals scramble to close business before year end, taking a moment to appreciate client growth as well as the holiday season may seem like an energy waste. But the opposite is true.

As we close out the year, I’ll provide my top five advisor observations from my work with large and small practices.

A Pittsburgh insurance broker and a Richmond, Virginia forensic accountant have developed an alternative rating system for measuring the ability of life/annuity companies to keep their promises even in market crises. They call it the transparency, surplus and riskier assets ratio, or “TSR” for short.

There happens to be a cryptocurrency named Omicron that was up 900% on the day the South African variant was christened. That is how the drunken Mr. Market is pricing our stocks.

MMT offers a new "logic" that allows the government to spend without facing the traditional constraints of debts and deficits. Is MMT too good to be true?

In general, the more optimistic we are on the prospects of an investment, the more of it we’ll want to own. However, at extreme levels of bullishness, the normal relationship can be turned on its head and it can make sense to own less of an asset the more we like it.

Anyone gearing up for bond yields to surge in 2022 should think again. A global glut of saved cash has the potential to restrain an increase in rates, even as central banks dial back their pandemic stimulus.

Cryptocurrencies had a blockbuster year in 2021 by almost any measure. Bitcoin, Ether and other coins jumped, reaching new highs far beyond their previous peaks.

As Goldman Sachs Group Inc. boss David Solomon chatted at a November dinner for retired partners, he mentioned that the firm will be among the country’s most profitable big public companies this year. But the veteran mergers banker Geoff Boisi was struck by how muted the excitement has been.

Despite a drop in clean-energy stocks and intensifying concerns about widespread greenwashing, the market for investment products sold as being ESG-related had another record year by most yardsticks.

The year 2021 will be remembered as one in which markets tumbled down a rabbit hole and entered financial wonderland: A once-elite undertaking became more populist, tribal, anarchic and often downright bizarre.

President Joe Biden extended the pause on federal student-loan repayments by another three months as the U.S. faces a fresh wave of Covid-19 cases from the omicron variant, removing a near-term threat to millions of Americans’ finances.

Before we bid farewell to 2021 let's take a look back at some of our favorite milestones.

The S&P 500 will probably end next year with a gain, while yields on 10-year Treasuries and the price of oil will climb as well. That’s according to nearly 900 Bloomberg Terminal clients who responded to a survey conducted by our Markets Live blog in the first two weeks of December.

Die-hard dip buyers are bracing for even more volatility -- and bigger, more enticing dips -- in the run-up to Christmas.

In 2021, at least 40 residential properties sold for more than $50 million in the U.S., according to data compiled by the appraiser Miller Samuel.

Oil climbed with equities as traders resumed buying risk assets following a two-day rout.

Warm weather, no state income taxes, palm-fringed beaches and condos have made Florida the quintessential U.S. retirement destination. But a little shore town in New Jersey seems to be taking some of its shine.

There was a lot of yelling when I was there from 1999 to 2008, but there was a lot of a bank’s own capital being committed and a lot of risk being transferred. I probably did more yelling than anyone, and I got yelled at plenty. But at the end of the day, nobody took anything personally.

As is our custom, we conclude the year by reflecting on the 10 most-read market and economic commentaries over the past 12 months.

We conclude the year by reflecting on the 10 most-read AP Charts & Analysis articles over the past 12 months. These are updated frequently depending on the release of data, but in 2021, these were the most popular topics.